The Opportunity
We're seeking an experienced finance domain expert to join our team as an Actuarial Analyst. This unique role bridges the gap between complex financial planning requirements and technical product development. You'll be instrumental in designing, coding, testing, and validating sophisticated financial modelling tools that will transform how Australians engage with their financial future.
Collaborating closely with software engineers and domain experts in financial planning and wealth management, ensuring our products deliver accurate, compliant, and user-friendly capabilities.
Key Responsibilities
Financial Modelling & Design (40%)
- Design and document sophisticated cashflow modelling tools for retirement planning, contribution strategies, and investment scenarios
- Develop comprehensive test cases for financial calculations including tax implications, government benefits, and regulatory requirements
- Create detailed specifications for complex financial scenarios including transition to retirement, downsizer contributions, and pension phase calculations
- Validate modelling outputs against industry benchmarks and regulatory standards
Business Analysis & Coding (30%)
- Translate complex financial planning requirements into clear, actionable user stories
- Write code alongside software engineers
- Create detailed acceptance criteria that ensure technical implementations meet financial planning standards
- Document business rules for calculations, tax treatments, and regulatory compliance
Quality Assurance & Audit Support (20%)
- Support external audit processes for financial modelling tools and calculations
- Develop and maintain comprehensive testing documentation for regulatory compliance
- Conduct thorough testing of financial calculations across multiple scenarios and edge cases
- Ensure all modelling tools meet ASIC regulatory guidelines and professional standards
Stakeholder Collaboration (10%)
- Partner with the Chief Product Officer to prioritise feature development based on client needs and regulatory requirements
- Collaborate with software engineers to ensure accurate implementation of financial logic
- Work with compliance teams to ensure all tools meet regulatory requirements
- Provide subject matter expertise to UX designers creating financial planning interfaces
Essential Qualifications & Experience
Education & Certifications
- Bachelor degree accredited by the Actuaries Institute of Australia
Technical Competencies
- A passion for technology with exposure to coding
- Strong understanding of cashflow modelling with stochastic models
- Application of optimisation techniques
- Ability to engage with details of tax and social security
- Ability to engage with legislation and regulatory frameworks, such as those relating to the provision of advice
- Ability to communicate technical details clearly in written form
- Strong collaboration skills
Desirable Skills & Attributes
Technical Skills
- Experience with data analysis tools and financial modelling software
- Understanding of API integrations and data flows
- Experience with Python or Rust
- Exposure to software development practices such as Kanban or Scrum
- Familiarity with AWS, Jira, Confluence, or similar tools
Soft Skills
- Exceptional analytical and problem-solving abilities
- Outstanding written and verbal communication skills
- Ability to translate complex financial concepts into simple language
- Detail-oriented with strong quality focus
- Comfortable working in a fast-paced technology environment
- Self-motivated with ability to manage multiple priorities
What We Offer
- Competitive salary package commensurate with experience
- Opportunity to shape the future of financial planning technology
- Work with cutting-edge AI and technology platforms
- Professional development opportunities including fintech conferences and training
- Flexible working arrangements with hybrid office/remote options
- Collaborative, innovative team environment without the corporate overheads
- Direct impact on improving financial outcomes for millions of Australians
How to Apply
Please submit your resume and a cover letter addressing:
- Your experience with Australian superannuation advice and modelling
- Examples of complex financial scenarios you've modelled or documented
- Your approach to translating technical financial requirements for non-financial audiences
- Why you're excited about the intersection of financial planning and technology
Equal Opportunity Employer
InvestStream is committed to building a diverse and inclusive team. We encourage applications from candidates of all backgrounds and experiences. We provide reasonable accommodations for candidates with disabilities throughout our recruitment process.
Location: Melbourne or Sydney, (Hybrid Remote)
Employment Type: Full-time, Permanent
Right to Work: Candidates must have the right to work in Australia
Travel Requirements: Minimal (occasional interstate for training/conferences)
